If you are financing the purchase with a mortgage we advise buyers to consult with an independent financial advisor to ensure any and all required mortgage arrangements are put in place.
Having secured an agreement in principle helps us move through the purchasing process quicker.
Clients are welcome to visit our offices for a consultation to discuss the type of property you want to purchase. Our agents are also available over a phone call or Zoom call at your best convenience.
During this meeting, you will have the opportunity to give us further details about the type of property you want to purchase.
As soon as we have all your requirements we will immediately provide you with any relevant properties that match your needs.
In the meantime, you can use our search tool here to browse our available properties. Clients can also find us listed on property portals such as Rightmove, Zoopla, and On The Market
Don’t be afraid to share as much information as you can when discussing your property requirements. The more specific you are, the easier it will be for The Real Property Experts to match you with the best properties.
Do you need to live in a school district? Does it need to be accessible by public transport? Maybe it is a spacious garden that you need. Let us know what it is and we will find the right property for you.
After you have found the right property, you can make an offer to the vendor. Once the vendor has accepted your bid, you should instruct a solicitor to start the buying process. You may choose to use your solicitor, or The Real Property Experts can recommend a solicitor.
Once your offer has been accepted, the process of conveyancing begins. This is the legal term for the transfer of ownership of a property from one party to another.
The seller’s Solicitor will send your solicitor the draft contract, which is then amended ready for your final approval. The Real Property Experts will liaise between your solicitor and vendor's Solicitor to ensure that your purchase goes through as smoothly as possible.
This is the legal term for the transfer of ownership of a property from one party to another. The sellers Solicitor will send your solicitor the draft contract which is then amended ready for your final approval.
If you require a mortgage, your lender will carry out a survey to establish the property condition and ensure the price agreed is appropriate to market conditions. This is a security measure for your lender to verify whether the property will act as viable security for the loan you applied for.
After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor, which you will need to sign before it is returned.
When your solicitor has received satisfactory replies to all their searches and enquiries and a copy of the mortgage offer, a sales contract is signed by both you and the vendor.
The agreed deposit is transferred or paid by your solicitor to the vendor’s solicitor: this is called the exchange of contracts.
After the exchange of contracts, the seller and buyer are legally committed to the deal.
At the exchange, the date is set for completion of the sale. This can happen immediately or up to 28 days later or more by mutual agreements.
Completion is the formal process of transferring the balance of monies due from the buyer’s solicitor to the vendor’s solicitor. Once the monies have been received, you can collect the keys and you are the legal owner of your property.
Disclaimer: This information is provided as a guide only and may not reflect your individual circumstances. You should obtain professional advice when buying or selling a property.
The Real Property Experts accept no liability if you rely on the content of this guide and do not obtain professional advice.